Privacy Policy

Last Updated: February 11, 2026

Cadvisor Consulting LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

Register for an account
Subscribe to our premium services
Contact us via email
Use our AI prediction services

This information may include:

Email address
Payment information (processed securely through Stripe)
Account credentials
Communication preferences

1.2 Automatically Collected Information

When you access our website, we may automatically collect:

IP address
Browser type and version
Device information
Pages visited and time spent
Referring website addresses

1.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. The types of cookies we use include:

Essential Cookies: Required for authentication, session management, and core website functionality (e.g., Firebase Auth tokens)
Analytics Cookies: Help us understand how visitors interact with our website, including page views and navigation patterns
Third-Party Cookies: Set by our service providers (e.g., Stripe for payment processing, TradingView for chart widgets) to enable their functionality

You can control cookie settings through your browser preferences. Disabling essential cookies may prevent you from using core features of our service.

2. How We Use Your Information

We use the collected information for the following purposes:

To provide and maintain our services
To process your subscription payments
To authenticate your account access
To deliver AI predictions to premium subscribers
To respond to your inquiries and provide customer support
To improve our website and services
To comply with legal obligations
To detect and prevent fraud or unauthorized access

3. Automated Decision-Making and AI

Our core service uses artificial intelligence and machine learning models to generate market predictions. You should be aware that:

Our AI models process publicly available market data to generate predictions — they do not use your personal information to make predictions
No automated decisions are made about you personally based on your data
AI-generated predictions are informational only and do not constitute personalized financial advice
Our models are periodically updated and retrained, which may change prediction outputs over time

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

4.1 Service Providers

We may share information with trusted third-party service providers who assist us in operating our website and providing services:

Firebase/Google Cloud: For authentication, database, and hosting services
Stripe: For secure payment processing

4.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests, including:

Compliance with Michigan state laws and regulations
Response to court orders or legal process
Protection of our rights, property, or safety
Investigation of fraud or security issues

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

Encryption of data in transit (HTTPS/SSL)
Secure authentication systems (Firebase Auth)
Firestore security rules to protect database access
Regular security monitoring and updates

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

6. Your Rights and Choices

Under Michigan law and applicable federal regulations, you have certain rights regarding your personal information:

6.1 Access and Correction

You have the right to access and update your personal information. You can do this by logging into your account or contacting us.

6.2 Account Deletion

You may request deletion of your account and associated personal information by contacting us at info@bigflowlive.com.

6.3 Marketing Communications

You may opt out of receiving marketing communications by following the unsubscribe instructions in our emails or contacting us directly.

6.4 Cookie Preferences

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

7. Data Retention

We retain your personal information only for as long as necessary to:

Provide our services to you
Comply with legal, accounting, or reporting requirements
Resolve disputes and enforce our agreements

When your information is no longer needed, we will securely delete or anonymize it.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under 18, we will promptly delete it.

9. Third-Party Links

Our website may contain links to third-party websites (such as TradingView). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

10. International Data Transfers

Our services use cloud infrastructure provided by Google Cloud/Firebase, which may process and store data in data centers located outside your state or country. By using our services, you consent to the transfer of your information to facilities operated by our service providers, which may be in jurisdictions with different data protection laws than your own.

11. Do Not Track Signals

Some web browsers transmit "Do Not Track" (DNT) signals. Because there is no uniform standard for interpreting DNT signals, our website does not currently respond to DNT browser signals or headers. We will continue to monitor developments around DNT standards and may adopt a standard once one is established.

12. California Residents — Your Privacy Rights (CCPA/CPRA)

If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), provides you with specific rights regarding your personal information:

Right to Know: You have the right to request that we disclose what categories and specific pieces of personal information we have collected about you, the categories of sources, the business purpose for collecting it, and the categories of third parties with whom we share it.
Right to Delete: You have the right to request deletion of your personal information, subject to certain exceptions.
Right to Correct: You have the right to request correction of inaccurate personal information.
Right to Opt-Out of Sale/Sharing: We do not sell or share your personal information as defined under the CCPA/CPRA.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA/CPRA rights.

To exercise these rights, please contact us at info@bigflowlive.com. We will respond to verifiable consumer requests within 45 days.

Categories of Personal Information Collected: Identifiers (email address, IP address), commercial information (subscription history), internet activity (browsing history on our site), and financial information (processed by Stripe — we do not store full payment card numbers).

13. Michigan-Specific Provisions

As a Michigan-based company, we comply with all applicable Michigan state laws regarding data privacy and financial services. This includes adherence to Michigan's data breach notification requirements and consumer protection statutes.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page indicates when the policy was last revised. We encourage you to review this policy periodically. Continued use of our services after changes constitutes acceptance of the updated policy.

15. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Cadvisor Consulting LLC
State of Michigan
Email: info@bigflowlive.com

16. Consent

By using our website and services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

Effective Date: February 11, 2026
Governing Law: This Privacy Policy is governed by the laws of the State of Michigan.